DigiChek confirms identity and consent at the payment gateway before fraudulent transactions can cost you a cent.
DigiChek is a digital credential system that confirms identity and authorises transactions at the point they matter most for your bottom line: before costs are incurred, before chargebacks occur, and before your customers are asked to jump through hoops.
Whether you need to stop synthetic identity fraud at the payment gateway, get your help desk hours back from password chaos, or verify the age of your users for governmental compliance, DigiChek does it with a single, permanent, user-controlled key.
No biometrics. No document uploads. No software overhaul.
Card payment fraud costs Australian businesses $362 million every year. Globally, synthetic identity fraud accounts for $35 billion in annual losses, and most of it gets through the payment gateway unchallenged.
DigiChek is the only solution that filters fraud at the payment gateway itself, before a single cent has been routed to your bank or payment processor. No more paying interchange fees on transactions that will be clawed back. No more chargeback penalties. No more downstream costs for fraud that could have been stopped at the door.
Every password reset costs your help desk between $20 and $70 in lost productivity. Up to 50% of your help desk’s time is spent on nothing else. That’s a cost centre hiding in plain sight, and it scales with every user you add.
DigiChek replaces and/or enhances passwords, SMS codes, authenticator apps, and email resets with a single, permanent, secure key. Your customers create it once during identity verification. After that, they use it everywhere: any device, any browser, no app switching required.
DigiChek is Australia’s most rigorously tested age assurance solution. Independently assessed as part of the national Age Assurance Technology Trial, we were confirmed at Technology Readiness Level 9, the highest classification, meaning proven and operational in commercial environments.
We confirm a user’s exact age in real time, without storing documents, collecting biometrics, or requiring device-specific apps. Your platform stays compliant. Your users stay private.
DigiChek Keys are created once, during a standard identity verification process your customers will already go through. There’s nothing extra to install. Nothing new to maintain. The key lives with the user, not on your servers.
A quick identity check through a trusted provider creates the key.
Any device, any platform, any transaction, permanently.
In real time, with no data stored or shared beyond the
confirmation.
Annual card payment fraud in Australia alone.
Global losses to synthetic identity fraud each year.
What a single password reset costs your help desk.
Of help desk time spent on password management, and nothing else.
Time to go live with DigiChek. No infrastructure changes required.
DigiChek was assessed as part of Australia’s national Age Assurance Technology Trial and confirmed at Technology Readiness Level 9, the highest possible rating. Our privacy-first approach meets ISO/IEC 27566-1:2025, EU GDPR, the Digital Services Act, and Australia’s 13 Privacy Principles.
Talk to us about integrating DigiChek. We can have you up and running in under four days, with no changes to your existing systems.