Verify once. Confirm every time.

Real-time identity confirmation for payments, login, age assurance, and more.

DigiChek confirms the user matches their verified identity at the moment a payment, login, or age check is requested. No passwords, biometrics, or repeated document checks needed.

One credential. Many functions. Zero surveillance.

DigiChek is a reusable digital credential system that authorises transactions and confirms identity and age where it matters most for your bottom line: before fraud costs are incurred, before support teams are engaged, and before you have to collect unnecessary personal data.

Whether you need to stop synthetic identity and payment fraud, reduce identity management costs or comply with age assurance obligations, DigiChek does it.

No biometrics. No document uploads. No software overhaul.

What We Do

One credential. Higher security. Lower costs. DigiChek is a single identity confirmation platform with a wide range of use cases. Your customers create a DC Key once and use it across every organisation and use case that runs DigiChek. Here’s where it makes the biggest difference.

Transaction Security

Card payment fraud costs Australian businesses $362 million every year. Globally, synthetic identity fraud accounts for $35 billion in annual losses, and most of it gets through the payment gateway unchallenged.

DigiChek is purpose-built to confirm identity at the payment gateway layer before transactions reach the issuer or processor. No more paying interchange fees on transactions that will be clawed back. No more chargeback penalties. No more downstream costs for fraud that could have been stopped at the door.

  • Cut chargebacks at the source, not after the fact.
  • Stop synthetic IDs before they reach your issuer.
  • Save on interchange and dispute fees for transactions that never should have proceeded.
  • No friction for legitimate customers; users enter their unique DigiChek Key, regardless of their device or location.

Identity Management

Every password reset costs your help desk between $20 and $70 in lost productivity. Up to 50% of your help desk’s time is spent on nothing else. That’s a cost centre hiding in plain sight, and it scales with every user you add.

DigiChek replaces and/or enhances login passwords, removing the need for SMS codes, authenticator apps, and email resets using a single reusable and secure key. Your customers and staff create it once during identity verification. After that, they use it everywhere: any device, any browser, no app switching required.

  • Get your help desk time back. Dramatically reduce password reset requests overnight.
  • No new software to install. DigiChek integrates via a lightweight SDK, and your identity management systems stay exactly as they are.
  • One key, every platform. Works across any device, without being tied to a specific phone or app.
  • Better security, less friction. One step replaces multiple out-of-app verification hurdles.

Age Assurance

DigiChek was independently assessed in Australia’s national Age Assurance Technology Trial. Following the trial, DigiChek’s technology was confirmed at Technology Readiness Level 9, demonstrating operational readiness in commercial environments.

We confirm a user’s exact age in real time, without storing documents, collecting biometrics, or requiring device-specific apps. Your platform stays compliant. Your users stay private.

Simple for your customers. Powerful for you.

DigiChek Keys are created once, during the same standard identity verification process your customers already go through. There’s nothing extra to install. Nothing new to maintain. The key lives with the user, not on your servers. DC Keys are not passkeys. Unlike device-bound credentials from Apple, Google, or Microsoft, DC Keys work on any device, anywhere — no app, no device binding, no platform dependency.

1.

Verify once through a trusted verifier.

2.

Create your DigiChek Key.

3.

Use it anywhere login, payment or age confirmation is required.

4.

DigiChek returns a real-time Yes/No confirmation.

Why this can’t wait

$362M

Annual card payment fraud in Australia alone.

$35B

Global losses to synthetic identity fraud each year.

$70

What a single password reset costs your help desk.

50%

Of help desk time spent on password management, and nothing else.

Fast implementation

Go live rapidly, with no infrastructure changes required.

Independently proven

DigiChek was independently assessed as part of Australia’s national Age Assurance Technology Trial. Following the trial, DigiChek was confirmed at Technology Readiness Level 9. Our privacy-first approach meets ISO/IEC 27566-1:2025, EU GDPR, the Digital Services Act, and  Australia’s 13 Privacy Principles.

Ready to stop fraud before it starts?

Cut fraud costs, reduce compliance liability, and strengthen security quickly and without overhauling your existing systems. Let us show you how DigiChek fits your framework.